If anyone needs help tweaking them, I'm more than happy to walk you through it. I deal with Excel a lot, so I can either customize it for you or tell you how to do it. If you want to add a column, just right click on the first Credit Card column letter and click Insert Column. If you don't need the mortgage/rent column, just right click the column letter and delete it. You can always add it back later.

I used the "extra income" column for tips from my second job in college as a waiter. You can also use it for Christmas money, birthday money, tax returns, stripper proceeds, etc.